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ACAMS CAMS7 Deutsch Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Understanding Risks and Methods of Financial Crime | 30% | - Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms - Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers - Financial Crime Risks related to trusts and company service providers - Financial Crime Risks related to products within other financial sectors - Financial Crime Risks related to real estate - Financial Crime Risks related to gaming and gambling - Financial Crime Risks related to insurance products - Financial Crime Risks related to VASPs, cryptoassets, and related products - Financial Crime Risks related to gatekeepers |
| Topic 2: Global AFC Frameworks, Governance and Regulations | - AML Regulatory Framework (Elective options: Canada, EU, UK, USA) | |
| Topic 3: Building an AFC Compliance Program | ||
| Topic 4: Tools and Technologies to Fight Financial Crime |
ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Deutsch Version) Sample Questions:
Welche der folgenden Punkte sind Teil eines risikobasierten Ansatzes? (Wählen Sie drei aus.)
- A. Auswahl und Anwendung wirksamer Kontrollen, die den ermittelten Risikostufen entsprechen
- B. Ermittlung detaillierter Risikoprofile für Kunden auf Grundlage ihrer Aktivitäten und Beziehungen
- C. Durchführung einer umfassenden Risikobewertung zur Identifizierung von Kunden-, Transaktions- und geografischen Risiken
- D. Gleichmäßige Verteilung der Ressourcen auf alle Kundensegmente, um Fairness zu gewährleisten
- E. Konzentration der Überwachung vor allem auf zuvor markierte Kunden, während für andere Standardkontrollen verwendet werden
Correct Answer: A,B,C 🗳️
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Ein Kunde, der ein neues Unternehmen gründen möchte, wendet sich an einen Anbieter von Treuhand- und Unternehmensdienstleistungen, der verschiedene Dienstleistungen für Unternehmen anbietet. Der Kunde wünscht Unterstützung beim Gründungsprozess, eine lokale Geschäftsadresse, jährliche Wartungsdienste und die Benennung von Personen, die in offizieller Funktion für das neue Unternehmen tätig sein sollen.
Welche der folgenden Dienstleistungen birgt ein höheres Geldwäscherisiko?
- A. Dienstleistungen zur Unternehmensgründung
- B. Jährliche Wartungsdienste
- C. Angabe einer lokalen Geschäftsadresse
- D. Ernennung von Personen in offiziellen Funktionen des Unternehmens
Correct Answer: D 🗳️
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Das Risiko finanzieller Kriminalität im Zusammenhang mit der Verwendung von „Hawalas“ kann folgende Ursachen haben: (Wählen Sie zwei aus.)
- A. Schwierigkeiten bei der Rückverfolgung des Absenders, Empfängers und der Quelle der Transaktionen.
- B. häufige Verwendung durch hochrangige Politiker.
- C. erhöhtes Risiko von Rückgaben.
- D. Remote-Überprüfung der Identität durch Programmmanager von Drittanbietern
- E. informelle Netzwerke, die für grenzüberschreitende Transaktionen außerhalb des formellen Bankensystems genutzt werden
Correct Answer: A,E 🗳️
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Welche Organisationsebene sollte gemäß den Richtlinien des Basler Ausschusses entscheiden, ob Geschäftsbeziehungen mit Kunden mit höherem Risiko eingegangen werden oder nicht?
- A. Mitarbeiter zur Kontoeröffnung
- B. Erste Managementebene
- C. Mittleres Management
- D. Geschäftsleitung
Correct Answer: D 🗳️
Ein risikobasierter Ansatz ist für Finanzinstitute von zentraler Bedeutung, um die Risiken von Geldwäsche und Terrorismusfinanzierung zu verstehen, denen sie ausgesetzt sind. Die Entwicklung einer Risikobewertung für Geldwäsche und Terrorismusfinanzierung ist ein wichtiger Ausgangspunkt.
Zu den häufig verwendeten Risikofaktoren gehören: (Wählen Sie drei aus.)
- A. Kundenrisiko.
- B. geografisches Risiko.
- C. Liquiditätsrisiko.
- D. Produktrisiko.
- E. Kreditrisiko.
Correct Answer: A,B,D 🗳️
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